If you’ve been saying, “I’d like to move, but I want to wait until things are less crazy,” this might be the right time for you. While the market is still quite hot, our last three buyer clients all successfully got offers accepted pret...
With so many things competing for attention in our lives and so many decisions to make, it can be challenging to gain clarity on important relationship, family, career, and financial matters. I recently got this super-helpful tip from Chip and ...
Have you ever had a day or week where you felt exhausted, stressed, and like you hardly accomplished anything? What if I told you that a simple perspective on managing your personal energy could increase your effectiveness for the same or less ...
What influence would you like to have or change would you like to see in yourself or the world around you this year?
Odds are good that whatever influence you want to have on yourself and others this year will require you to form some new h...
Recent changes to California codes are opening up new options for further development on single-family lots. For homeowners who would like to invest in income-producing real estate and also want to keep a close eye on their tenants, an addition...
What opportunities do you want to have someday but are not quite ready for today?
Do you want to start a business, or speak at conferences, or get married, or adopt a child, or help or encourage people in some specific way? You may not be re...
Here are some common types of loans with low down payments:
Federal Housing Administration (FHA)
3.5% minimum down payment
Generally can be combined with down-payment assistance programs
Conventional
3% minimum down payment
Gene...
The short answer is, “It depends.” The Fair Isaac Corporation developed the credit scoring model commonly abbreviated FICO, which takes into account the following factors:
How much credit you could use versus your actual balance
How man...
At various times, strong feelings dampened my ability to think clearly, make decisions, and move forward meaningfully. Sometimes it was a memory of a poor choice I'd made in my youth that hurt other people. Sometimes it was a conflict with a fa...
As Covid-19 spreads through Los Angeles County and the rest of the United States, many people right now are experiencing fear and stress to varying degrees. Some are afraid of the virus itself, and others are more afraid of what will happen to ...
